Dorsey partners Eric Epstein, David Scheffel, and Nicholas Vlietstra have authored an article titled, “Ten Key Points about the Bank Examination Privilege,” which has been published by Business Law Today.
Author: Daniel W. Beebe
On February 6, 2017, Dorsey partners Eric Epstein, David Scheffel, Nicholas Vlietstra, and Jenny Lee presented a webinar titled, “The Bank Examination Privilege – Current Developments.”
Dorsey partners Eric Epstein, David Scheffel, and Nicholas Vlietstra have published an article on Columbia Law School’s Blue Sky Blog. The post, “Keeping Bank Examinations Confidential in Litigation,” is based on their legal treatise, The Bank Examination Privilege, which was published this month by the American Bar Association.
Third Circuit: The Repossession of Your Car as Collateral on a Usurious Loan is Not an FDCPA Violation
The U.S. Court of Appeals for the Third Circuit recently held that a repossession company did not violate the Fair Debt Collection Practices Act (“FDCPA”) when it repossessed the defaulting debtor’s car, even though the loan may have been usurious.
A recent decision by the Massachusetts Court of Appeals highlights some of the challenges lenders may face when seeking the dismissal of allegations of unfair and deceptive lending practices in connection with a loan that requires a balloon payment at the end of the loan’s term.
On December 11, 2015, the U.S. Supreme Court granted certiorari to hear a dispute concerning allegations of deceptive debt collection by lawyers.
On October 2, 2015, the City of New York moved to dismiss a lawsuit accusing the City of unlawfully perpetuating racial segregation in the housing industry. The arguments made by the City offer an important insight into the City Law Department’s view on the Fair Housing Act and disparate impact claims.
On July 14, 2015, the Consumer Financial Protection Bureau (“CFPB”) and Department of Justice (“DOJ”) announced they had reached a “groundbreaking settlement” with American Honda Finance Corporation (“Honda”). The settlement resolves allegations that Honda engaged in racial discrimination by charging higher interest rates on auto loans to minority borrowers. But what is the legal basis for the CFPB’s supervision of auto lenders? And what methodology did the CFPB use to establish the connection between discretion in interest rate markups and racial discrimination in auto lending?
Dorsey partner Eric B. Epstein and Dorsey associate Daniel W. Beebe authored an article for the New York Real Estate Law Reporter discussing the new Integrated Disclosure Rule, focusing on the question of whether this new regulation will preempt certain aspects of New York State law. View the PDF copy of the article appearing in New York Real Estate Law Reporter.